I have had Kaiser off and on for many years, both as a private-pay customer and through my employers. Check out their website kaiserpermanente.org and follow the "prospective members" link for quotes. It's pretty reasonable, in the $150.00 per month range if you're under 30 and you go with a higher deductible. If your health is good and you're mainly looking for a plan to cover you in case of something major, the high deductible is often worth the risk of having to pay for a doctor visit or two per year. I know Kaiser doesn't have the best reputation, but I've never had a problem with them. I've had several doctors that I've been extremely pleased with, and I've found that Kaiser doctors seem to be more willing to refer you to a specialist. Often it seems that private physicians are a little more reluctant to do that because it's more costly for their insurance companies.